G&M Equipment and Sales offers in-house financing for equipment and vehicles, subject to application review and approval.
Complete the form on this page, email sales@gmequipmentsales.com, or speak with your sales representative. We require basic personal and business information for the credit review.
Applications are typically reviewed within 1–2 business days. We may request additional documents. If approved, you will receive a financing proposal for your selected unit, with a term of up to 72 months.
The minimum down payment is $10,000, paid by bank transfer and applied to the purchase price. The unit's value and your credit profile may require a larger down payment.
After the down payment is confirmed, we prepare the financing agreement. It sets out:
Review the agreement carefully and discuss any questions with our team before signing.
Once the agreement is finalized and payment is verified, we arrange release or delivery of your unit. Your representative will help coordinate the schedule.
Follow the payment schedule in your agreement. Late payments may incur fees. Accepted methods include automatic bank withdrawal, cash and credit card. Online credit card payments are currently unavailable.
Contact our team for payment schedules, balance and payoff details, early payoff or refinancing options, and requests to adjust your terms. Term adjustments are subject to approval.
Tell us about yourself and the unit you want to finance.